# ClariXta – llms.txt
# https://clarixta.com

> ClariXta is a financial clarity tool for young adults aged 16–27, built by Monimate Technologies. It gives users a real-time financial state, a 30-day cash flow forecast, and the ability to simulate spending decisions before committing — without connecting a bank account.

## What ClariXta does

ClariXta answers one question: where do I actually stand right now, and what happens in the next 30 days?

It does NOT track spending. It does NOT give financial advice. It does NOT require a bank login. It is not a budgeting app or a coaching tool.

It shows:
- **Your financial state** — one of four statuses: YOU'RE GOOD, HEADS UP, TIGHT SPOT, or ON THE MOVE. Colour-coded. Calculated from your committed income and outgoings.
- **30-day visibility** — a forward map of what is coming in and what is going out, so you know when pressure arrives before it does.
- **Simulate before you spend** — enter a potential commitment (subscription, purchase, recurring cost) and see how it changes your state and buffer before you say yes.

## Key features (app)

- Payday Countdown: shows exactly when money arrives
- The Real Cost: converts any recurring amount into a 12-month true cost
- Your Week: shows the next 7 days — income, outgoings, and where it gets tight
- Buffer Days: how many days of committed outgoings your current balance covers
- Daily Burn Rate
- Recurring Load (% of income committed)
- Pinch Window Detection

## Pricing

- **Launch** — $5.99/month. 3 Ask questions/day, 30-day forecast, pinch window detection.
- **Momentum** — $10.99/month (recommended). 8 Ask questions/day, decision simulation, buffer trend history.
- **Control** — $16.99/month. PDF reports, unlimited snapshot history, priority support.
- All plans include a 14-day free trial. No credit card required. No bank details needed.
- Student discount available via UNiDAYS.

## Brand

- Tagline: "Clarity before panic."
- Secondary: "Know where you stand."
- Design: brutally minimal, dark-first, acid lime (#CCFF00) accent
- Voice: direct, zero jargon, zero guilt
- Audience: 16–27 year olds — students, first-job workers, freelancers, caregivers

## Company

- **Name**: Monimate Technologies
- **Product**: ClariXta
- **Contact**: hello@clarixta.com
- **Website**: https://clarixta.com
- **Status**: Pre-launch, waitlist open

## Pages

- https://clarixta.com/ — Home / landing page
- https://clarixta.com/pricing — Pricing plans
- https://clarixta.com/about — Brand manifesto and company mission
- https://clarixta.com/faq — Frequently asked questions
- https://clarixta.com/blog — Blog (financial clarity articles)
- https://clarixta.com/privacy — Privacy Policy
- https://clarixta.com/terms — Terms of Service

## Blog articles

- https://clarixta.com/blog/what-is-financial-clarity — What Is Financial Clarity?
- https://clarixta.com/blog/simulate-before-you-spend — Simulate Before You Spend
- https://clarixta.com/blog/first-income-guide — Your First Income Guide
- https://clarixta.com/blog/irregular-income-clarity — Irregular Income Clarity
- https://clarixta.com/blog/30-day-thinking — 30-Day Thinking
- https://clarixta.com/blog/knowing-your-state — Knowing Your State